Business Finance

Business Finance

At Alchemy we partner with you to understand your company’s vision, its growth and its goals, together with maximising its cash flow.  We can assist your business to achieve its objectives by finding appropriate financial solutions from a wide range of commercial lenders.

Products and services include:

    Finance for purchase of retail, commercial, industrial property for owner-
       occupation or investment
    Refinance of existing commercial loan facilities
•    Finance for property development and construction e.g. residential and industrial unit developments
       land sub-divisions
    Working capital finance
    Inventory Finance – providing businesses with the ability to purchase stock without ‘bricks and
       mortar security
    Debtor Finance – providing businesses with funding against their trade receivables book
•    Trade Finance – providing importers and exporters with appropriate facilities such as Letters of
       Credit, Foreign Currency Loans, Foreign Exchange Hedging
    Seasonal Finance to assist businesses with peak and trough trading cycles  
    Finance for business mergers and acquisitions and management buy-outs
    Finance for specialist commercial properties/businesses e.g. clubs, pubs, motels, child care centres,
       age care etc.
    Special finance packages for medical and dental specialists, as well as accountants and other

    Mezzanine Finance

    A hybrid of debt and equity financing that is typically used to finance the expansion of existing companies. Mezzanine financing is basically debt capital that gives the lender the rights to convert to an ownership or equity interest in the company if the loan is not paid back in time and in full. It is generally subordinated to debt provided by senior lenders such as banks and venture capital companies.
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